I picked up a cabela card few years back so I just use it to fill up on gas and buy food that I would of payed cash for up front anyway then pay card off in full each month after a month or 2 ive colected 40-50 bucks in free points that I trade in on gear ....feels like free anyway ....but by now ive got most eveything I need so it mostly just a restock on ruber and hook,jigs 